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Visa opens VisaNet settlement data to onchain lenders as stablecoin volume crosses $20 billion run rate

9/12/2026

Stablecoin settlement volume on Visa Inc.'s (NYSE: V) network has crossed a $20 billion annualized run rate, more than 15 times the level a year earlier, as the company expands its VisaNet settlement data to blockchain-based lenders.

Visa says it is combining that data with onchain lending infrastructure to help stablecoin card programs obtain working capital faster, targeting a structural lead-time gap that limits how quickly new issuers can scale.

The next read on traction is whether additional lenders join the Credit Coop pilot facility, which has processed more than $2.5 billion in cumulative financed settlement volume since 2023 with no reported defaults.

The working-capital bottleneck in focus Stablecoin card issuers must fund daily settlement obligations before collecting from cardholders, a mismatch that caps throughput for programs growing faster than their balance sheets.

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