Waterstone Financial declares $0.17 quarterly dividend

The Board of Directors of Waterstone Financial, Inc. declared a regular quarterly cash dividend of $0.17 per common share on September 22, 2026. The payment is scheduled for November 2, 2026, with a record date of October 8, 2026, for shares of WSBF trading on NASDAQ. This declaration confirms the bank's ongoing commitment to distributing earnings to shareholders while maintaining operational stability across its regional footprint.

The Operational Framework

Waterstone Financial, Inc. serves as the savings and loan holding company for WaterStone Bank, a community-focused institution established in 1921. The bank operates 14 branch locations across southeastern Wisconsin, providing a physical network that supports local lending and deposit gathering. This regional concentration allows for direct oversight of credit quality and customer relationships, which underpins the consistent dividend policy. The parent company also holds WaterStone Mortgage Corporation, a national lender licensed in 48 states. This dual structure balances local community banking with a broader mortgage origination channel, creating a diversified revenue base that supports the $0.17 payout. The mortgage arm's national licensing expands the addressable market for homeownership products, adding depth to the firm's operational capabilities beyond its Wisconsin branches.

Key Dates and Record Details

The dividend will be payable to shareholders of record at the close of business on October 8, 2026. Investors must hold the stock by this date to receive the payment. The funds will be distributed on November 2, 2026. Mark R. Gerke, Chief Financial Officer, is the primary contact for investor relations inquiries regarding this declaration. The firm is headquartered at 11200 W. Plank Ct. in Wauwatosa, Wisconsin. This regular quarterly declaration aligns with the company's long-standing commitment to innovation, integrity, and community service. The consistent distribution schedule provides a predictable income stream for holders of the WSBF ticker. The operational scale of 14 branches and a mortgage lender licensed in 48 states supports the financial capacity required to sustain these payouts. The next milestone for the setup is the record date in October, which will determine eligibility for the November payment.