loanDepot signs $125 million repurchase agreement with Nomura

loanDepot, Inc. (LDI) disclosed on October 2, 2026, that its subsidiary loanDepot.com, LLC entered into a Master Repurchase Agreement with Nomura Corporate Funding Americas, LLC. The agreement provides for uncommitted financing of up to $125 million, allowing the company to sell and later repurchase residential mortgage loans and, subject to conditions, interests in real estate owned properties.

The Master Repurchase Agreement was signed by loanDepot.com, LLC as seller and servicer, and loanDepot Multi Asset NC, LLC, a wholly-owned subsidiary designated as the REO Subsidiary. Nomura Corporate Funding Americas, LLC serves as the buyer under the deal. The arrangement expires on September 30, 2027, unless extended or terminated earlier according to its terms.

Under the agreement, loanDepot.com is required to cure any margin deficit upon request by Nomura. The document includes standard representations, warranties, covenants, and indemnities customary for such transactions. If an event of default occurs, the financing of mortgage loans may be terminated, and the repurchase of any sold assets could be accelerated to become immediately due and payable at the repurchase price.

The filing was signed by David Hayes, Chief Financial Officer of loanDepot, Inc., on October 7, 2026. The company is incorporated in Delaware and is headquartered at 6561 Irvine Center Drive in Irvine, California. Its Class A Common Stock trades on the New York Stock Exchange under the symbol LDI. The full text of the Master Repurchase Agreement is attached as Exhibit 10.1 to the Form 8-K filing.